Mobile deposit for checks

4 postsstarted by lance.hawkes 1,598 viewsoriginal topic

New Member
#1
Most of our members use online donations, but we have a few who still prefer to submit checks. Would it be possible for the financial clerk or bishopric to get access to the BofA mobile deposit? This would also allow us to retain the checks in case there ever was a dispute.
Senior Member
#2
No, deposits must be made to a physical branch with the actual check. The church does not use normal accounts for deposits in the US. Instead they use what's called a deposit concentration account that just funnels the money to the church's actual account (which last I knew was at Zion's bank). So these accounts can't be used like normal accounts.

However, an image of the cancelled check is available on the expense detail screen in LCR if there is ever any question about the check.
Senior Member
#3
eblood66 wrote: Wed Oct 27, 2021 7:09 pm No, deposits must be made to a physical branch with the actual check. The church does not use normal accounts for deposits in the US. Instead they use what's called a deposit concentration account that just funnels the money to the church's actual account (which last I knew was at Zion's bank). So these accounts can't be used like normal accounts.

However, an image of the cancelled check is available on the expense detail screen in LCR if there is ever any question about the check.
Images of checks written by the unit are available in LCR. However, images of donor checks are not and have never been available in LCR or elsewhere other than from Church HQ if there is an approved need; then they have the ability to send it as a secure email to the unit leader.

Also, regarding the OP, retaining the original checks at the local unit level would be a serious data security violation.
Senior Member
#4
garystroble wrote: Wed Oct 27, 2021 7:38 pmImages of checks written by the unit are available in LCR. However, images of donor checks are not and have never been available in LCR or elsewhere other than from Church HQ if there is an approved need; then they have the ability to send it as a secure email to the unit leader.
Right you are. I wasn't thinking straight :).